It may not sound important, especially when your account is not under threat, but by learning how to block your bank ATM card quickly, you can avoid fraud, theft, and the worry that comes with being scammed. I’ll provide all the tips you need to handle things if your card ever gets lost or falls into the wrong hands. If your card ever gets stolen, lost, swallowed in an ATM, or attacked by hackers, this article has you covered.
Methods to Block Your Access Bank ATM Card
If you want to block your card, you just need to follow a few steps. Below, I will outline how to safely block your Access Bank ATM card. The methods mentioned are up-to-date, valid, and used in Nigeria as of 2025.
1. How to Block Access Bank ATM Card Using USSD
It is much faster and more convenient than other options, especially when you can’t use the internet.
Steps:
1. Dial *901911# on the phone that is connected to your Access Bank account.
2. Follow the on-screen prompts.
3. Opt for the choice to block your ATM card.
4. Confirm the action.
Once the process is complete, your card will not work anymore. It is completely gone, so you cannot use it again.
Note: The USSD code can be used at any moment and does not depend on the internet. Just confirm that the phone number registered with your Access Bank account is the same one you use.
Read also: Say Goodbye to Slow Browsing: How to Upgrade MTN SIM to 4G
2. How to Block Access Bank ATM Card Via Access Bank Mobile App
Having the app and being connected to the internet with mobile data or Wi-Fi makes the process quick and safe.
Steps:
1. Open the AccessMore mobile app.
2. Log in using your credentials.
3. Go to Cards & Checks.
4. Select Manage Cards.
5. Choose which card you want to block.
6. Tap Block Card.
7. Confirm the action.
Once you’ve performed the steps correctly, your card will be banned automatically right away, and you’ll receive an email or SMS notification.
3. Using Customer Support to Block an Access Bank ATM Card
This approach is useful when you need to communicate with someone or are unsure.
Actions to Take:
1. Contact customer service by phone at +234 1 271 2005 or 0700 300 0000.
2. Answer the voice commands that have been automated and sent to an agent.
3. A few security questions will be asked in order to verify your identity.
4. Request the deactivation of your ATM card.
A recording of the call is made and is kept secure. It could take a little time, but it will help if you can’t use the phone number on your account or the app.
4. How to Block Your Access Bank ATM Card Through Online Banking
Despite being widely ignored, it can work well when used on a computer.
Steps:
1. Open the Access Bank Internet Banking platform.
2. Log in to your account.
3. Navigate to Cards.
4. Select Block Card.
5. Double-check that the card you are about to block is the right one.
Once the process is successful, a message pops up confirming it.
See also: How to Use USSD Code to Check Glo Number in 10 Seconds
So, what happens when you block your Access Bank ATM card?
Here’s what to expect:
– Even if someone finds the card, it is not of any use.
– You will be given a new card if you requested one.
– You still have access to your money.
– You will be informed when the block is successful.
Note: A blocked card does not mean your account is frozen. You can still access your app and send or receive money at any time. Only the card that you have in your hand will stop working.
Steps to Replace a Blocked Access Bank ATM Card
You should try to block the card at the start. At this point, you need to replace it.
Here’s How You Get a New Card:
1. Visit any Access Bank branch.
2. Use your NIN, voter’s card, driver’s license, or passport as your valid ID.
3. Request a replacement.
4. Pay around N1,000 for the replacement fee.
5. Pick up your card if it is ready at the branch you visit — immediate issuing varies by branch.
How to Block Access Bank ATM Card Without Your Phone
What if your phone is also stolen? What now?
Here are your options:
- Have someone else use their phone to call customer service.
- Visit your local branch of the bank as soon as possible.
- Use an internet cafe to connect to internet banking and block your card.
Don’t delay. A 15-minute wait can cost you thousands of naira.
How to Block Access Bank ATM Card Overseas
In case you lose your card while abroad, this is how you should handle the situation:
1. If you can, download and use the Access Bank mobile app.
2. Call the number provided for customers in other countries: +234 1 271 2005.
3. Email contactcenter@accessbankplc.com with your request.
Make sure to include:
– Your full name
– Account number
– Last known transaction
– Reason for blocking
The response will arrive in 24 hours or less.
Frequently Asked Questions
1. Is it possible to unblock my ATM card if I have blocked it?
No. A blocked card cannot be used again. You will have to ask for a new one to be created.
2. Can I collect my funds even if my ATM card is not working?
Yes. Blocking a card does not have any impact on your account. You can still receive transfers.
3. How soon will I get a new Access Bank ATM card once I block mine?
Most banks provide new cards on the same day you apply. Some may take 1–3 working days.
4. Is it possible for someone to use my ATM card without knowing my PIN?
Definitely, it is particularly useful for online or touchless payments. That’s why blocking is crucial.
5. What happens if I make a mistake and block the wrong credit card?
It is necessary to visit the bank to request a new card. Once your card has been deactivated, Access Bank is not able to reactivate it.
6. Would I need to pay a fee for blocking my card?
You do not have to pay anything to get your card blocked. But sometimes, you need to pay a little fee to get a replacement.
Conclusion
You never know when you might misplace your ATM card. It can happen at any time. You can only control how much you are prepared for what comes. Take action now by properly learning how to block your Access Bank ATM card so you won’t feel stressed later.
Should you find this guide useful, send it to your friends, family, or anyone using Access Bank. You never realize who your actions could help.
