Sometimes you may be in a tight spot and need to send money as soon as possible. No internet. No data. There is no ATM around. At this point, what do you do? If you have an account with Zenith Bank, the easiest way is USSD banking. Before anything else, you need to learn how to activate Zenith Bank USSD code.
What is the USSD code for Zenith Bank?
You can access Zenith Bank through the USSD code `*966#`. With this code, you can access your bank account on your phone even if there is no internet connection. With it, you can send money, purchase airtime, view your balance, and so forth.
Still, you cannot use these services until you learn to activate the Zenith Bank USSD code. That topic will be discussed soon.
The Importance of USSD Banking
In Nigeria today, using USSD for banking is a must. Here’s why:
– In this way, no internet connection is needed by the user.
– Every phone can use it: Nokia’s most basic model will work with SMS.
– Stay connected with your bank on any day or hour.
– Efficient and trustworthy: The majority of transactions finish in approximately 30 seconds.
– Safe: You can protect your account with the help of a PIN.
How to Activate Zenith Bank USSD Code
All you need is to adhere to the steps to use Zenith Bank’s USSD code. We will cover the activation process in this section.
Step 1: Call the activation code.
If you have your Zenith Bank account linked to a phone number, dial
*966*00#
This is where you begin learning how to use the Zenith Bank USSD code.
Step 2: Type in your account number.
Zenith Bank will require you to enter your 10-digit account number. Be sure to type the password accurately.
Example:
Enter your account number in the box as 1234567890.
See also: How to Activate EcoBank Transfer Code on Any Phone
Step 3: Set a 4-Digit PIN
Afterwards, you’ll need to set up a 4-digit PIN. Your PIN is a way to protect your finances. It will be involved in every transaction you conduct.
Pick a password that will be simple for you to remember but difficult for anyone else to guess. Avoid choosing any numbers associated with birthdays, and avoid sets of the same digits.
Example: 2468
Step 4: Confirm your PIN.
At this stage, you’ll need to confirm your PIN.
You have to enter your PIN again to confirm the transaction.
Enter your PIN again: 2468
Step 5: Complete Activation
Once confirmation is given, you will get a message about how your USSD banking account was made successfully.
What If You Don’t Have a Zenith Account?
No worries. Opening an account via USSD is possible as well.
Just dial:
*966*0#
Answer the questions as they appear on the screen. You will get a 10-digit account number from Zenith Bank. You can then activate your USSD code by following the same process mentioned before.
Is it possible to activate the service on someone else’s phone?
No. USSD works on Zenith Bank only if you use the phone number that is linked to your account. If you have a new mobile number, go to Zenith’s branch to update your details.
What Happens If You Forget Your PIN?
Dial:
*966*60#
Carry out the steps required to reset your PIN.
To do this, you have to confirm your identity by providing your ATM card details or the answers to your security questions.
We can now explore the ways this service can help you.
Features of banking through the Zenith Bank USSD code
After setting up the service, you have many available options.
– To check the balance, dial 96600#.
– To move money to a Zenith account, use the code ‘*966*Amount*Account Number#’.
– Move funds to another bank: Simply dial 966Amount*Account Number# (select the chosen bank).
– Buy airtime: 966Amount*Mobile Number#
– Set up bill payment: `*966*7*Biller Code*Amount#`
– To open an account, send an SMS message to ’*966*0#’.
– Use the code *966BVN# to update your BVN.
– You can use `*966*60#` to block your card.
Secret Tips That Most People Don’t Know
– To increase the limit on your daily transfers, go to a branch and ask for an upgrade of your USSD limit. Few people are aware that this can be done.
– You can use USSD in other countries if your Nigerian SIM supports roaming.
– You Can Block Your Account with USSD: Dial `*966*911#` from any phone if you lose or suspect your phone is stolen.
Issues Often Faced and How to Resolve Them
Issue: “MMI Code is Not Valid.”
Solution: Try restarting your phone or see if there’s enough network connection.
Issue: “PIN is Incorrect.”
Solution: Restart your PIN with the code 96660#.
Issue: “No service is available.”
Solution: Wait and try the process again at a later point. Most of the time, the problem is related to networks.
How to Stay Secure When Using USSD
1. Always keep your PIN private.
2. Don’t keep your PIN in locations where it could be exposed.
3. Remember to log out or quit the USSD session each time you use it.
4. In case you lose your phone, immediately block your account.
5. Think of a special PIN that is unlikely to be discovered.
Frequently Asked Questions
1. If I decide to change my phone number, what will happen?
Go to any Zenith Bank office to update your phone number.
2. Can I add more than one account to the same USSD phone number?
Yes, as long as they are both identified by the same name and BVN.
3. Are there any fees associated with using USSD?
Yes. Each time you use Visa Fast Funds, there is a charge of ₦6.98 per transaction.
4. What is the maximum amount I can move every day?
The normal daily limit is set at ₦100,000. To increase your deposit amount, visit the bank.
5. Is it possible to use USSD without using an ATM card?
Yes. Registration only requires you to have your account number and phone number.
6. Is it possible to perform USSD banking at any time?
Yes. Technology allows you to use it at any hour of the day.
Conclusion
You now have the information to activate the Zenith Bank USSD code when needed. It is quick, uncomplicated, and keeps your details safe. In just a little time, you can make your mobile phone your bank.
It is a service built for Nigerians from all parts of the country. It allows you to use your money at any time and in any location.
Now, take some time to review what you have learned so far. Open your phone, enter 96600#, and go through the registration process. Once you activate the USSD code, you can use Zenith Bank stress-free, without waiting in long lines.
Be cautious and use good banking practices.
